Before planning your next trip, it is important to understand travel insurance prices and the coverage included in your policy. The cost can vary depending on the selected plan, level of coverage, trip duration, and the traveler's age.

Travel insurance is not limited to medical emergencies. Depending on the plan and policy terms, it may also cover trip cancellation or curtailment, lost or delayed baggage, personal accidents, and other unexpected situations.

With tree, you can explore travel insurance options for individuals and families online and choose a plan that suits your trip.
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How Much Does Travel Insurance Cost in Saudi Arabia?

There is no single travel insurance price that applies to everyone, as the cost of the policy depends on your trip details and the plan you choose.

According to tree, some of the main factors that affect the price include:

• Selected plan
• Level of coverage
• Trip duration
• Traveler's age

To find out the actual cost, it is best to get a personalized quote based on your trip details and the coverage you need.
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Does Travel Insurance Cost Vary Based on Trip Duration?

Yes. The duration of your trip is one of the factors that can affect the cost of travel insurance.

When requesting a quote, make sure to enter your actual travel dates so you can receive a price that reflects the duration of your trip and the plan you select.
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Travel Insurance Prices for Individuals and Families

Travel insurance options vary depending on the nature of the trip, the number of travelers, and the selected plan.

If you are traveling with your family, tree offers a family plan that covers children under the age of 15 for free when traveling with one of their parents, subject to the product's terms and conditions.

💚 If you need any help or have questions, the tree team is ready to assist you.
📞 8001240505
📧 wecare@tree.com.sa
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What Factors Determine Travel Insurance Prices?

When comparing travel insurance prices in Saudi Arabia, you will notice that costs vary depending on the details of your trip and the coverage you choose.

For tree travel insurance, the price depends on factors including:

• Selected plan: Each plan comes with different benefits and coverage limits.
• Level of coverage: Different benefits and coverage limits can affect the overall cost.
• Trip duration: The length of your trip is considered when determining the price.
• Traveler's age: Age is another factor that can affect the cost.

For this reason, you should not compare policies based on price alone. Review the benefits and coverage limits and choose the plan that best suits your trip.
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📌 You may also be interested in: Common Travel Insurance Mistakes and How to Avoid Them
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What Does Travel Insurance Cover?

Coverage varies from one plan to another, so it is important to review the schedule of benefits, terms, conditions, and exclusions before purchasing your policy.

Coverage available under tree's travel insurance plans includes:

Emergency Medical Expenses

If you experience a medical emergency while traveling, tree's Expert Traveler Plan covers emergency medical treatment abroad, including hospitalization and transportation back to Saudi Arabia, with coverage of up to SAR 3,000,000.

A deductible of SAR 200 per person per incident generally applies, although it may not apply to certain types of claims, according to the policy schedule.
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Trip Cancellation or Curtailment

Sometimes plans change unexpectedly. tree's Expert Traveler Plan provides coverage of up to SAR 15,000 for non-refundable costs if you need to cancel your trip for a covered reason.

If you need to shorten your trip because of a covered emergency, the policy may reimburse unused travel costs, including an economy-class return journey, up to SAR 15,000.

Policy terms, exclusions, and the applicable deductible apply to each type of coverage.

📌 You may also be interested in: Travel Insurance Myths – Don't Let Them Stop Your Next Adventure
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Missed Departure

If you miss your departure due to a delay in public transportation under a covered circumstance, tree's Expert Traveler Plan provides coverage for hotel and travel expenses of up to SAR 1,900.

Lost or Delayed Baggage

Did your luggage get delayed or lost? tree's Expert Traveler Plan provides coverage of up to SAR 8,000 for personal belongings that are lost, stolen, or damaged.

If your checked baggage is delayed for more than 12 hours, delayed baggage coverage can reach up to SAR 920.

Personal Accidents While Traveling

tree's Expert Traveler Plan provides personal accident coverage of up to SAR 100,000 in cases of accidental death or disability during the trip. The compensation amount varies depending on the traveler's age category and the policy terms.
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Personal Liability

If you accidentally injure another person or damage their property, tree's Expert Traveler Plan provides personal liability coverage of up to SAR 2,000,000, including legal fees according to the policy terms.

Personal Money

The Expert Traveler Plan also provides coverage of up to SAR 1,500 for personal money that is lost or stolen, subject to the policy terms and applicable deductible.

💚 If you need any help or have questions, the tree team is ready to assist you.
📞 8001240505
📧 wecare@tree.com.sa
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If you are planning to travel to a Schengen country, Schengen travel insurance prices will probably be one of the things you consider.

There is no single price that applies to all travelers because the cost varies depending on the trip details and selected plan. More importantly, before purchasing your policy, make sure it meets the visa insurance requirements for your trip.
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What Is Schengen Travel Insurance?

Schengen travel insurance is medical travel insurance that meets the requirements for obtaining a Schengen visa.

The insurance must be valid throughout the Schengen Area for the entire intended stay or transit period, with minimum coverage of at least €30,000.

It must also cover expenses related to repatriation for medical reasons, urgent medical care, emergency hospital treatment, or death, in accordance with Schengen visa requirements.
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What Affects the Cost of Schengen Travel Insurance?

The cost of travel insurance varies according to your trip details, selected plan, and required coverage.

Instead of relying on a general price, get a quote based on your specific trip and make sure the policy meets the applicable Schengen visa requirements before purchasing it.
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What Is the Difference Between Schengen Travel Insurance and International Travel Insurance?

Travel insurance required for a Schengen visa must meet specific requirements regarding geographic coverage, insurance duration, and minimum medical coverage.

International travel insurance, on the other hand, can vary in both coverage and geographic scope depending on the plan and policy.

If your destination is within the Schengen Area, make sure the policy you choose meets the relevant visa requirements before purchasing it.

📌 You may also be interested in: How to Choose the Right International Travel Insurance
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Individual vs. Family Travel Insurance: Which Is Better?

The right option depends on the nature of your trip and who is traveling with you.

If you are traveling alone, you can choose an individual policy that suits your trip. If you are traveling with your family, consider family plans and compare the available coverage.

Tree offers a family plan that covers children under the age of 15 for free when traveling with one of their parents, subject to the product's terms and conditions.

✈️ Planning your next trip? Explore tree Travel Insurance options and choose the coverage that suits your journey.
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📌 You may also be interested in: Health Insurance in Saudi Arabia: Types, Coverage, and How to Choose the Right Plan
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Is the Cheapest Travel Insurance Always the Best?

Not necessarily. Looking for the cheapest travel insurance may help reduce the overall cost of your trip, but price should not be the only factor you compare.

Consider the limits for medical coverage, trip cancellation or curtailment, baggage, personal accidents, deductibles, and exclusions.

The best plan is not always the cheapest one. It is the plan that provides the coverage you actually need for your trip.
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How to Choose the Right Travel Insurance for Your Trip

Start by considering your destination, trip duration, and number of travelers. Then compare plans, benefits, and coverage limits instead of focusing only on price.

Before choosing a policy:

• Review the covered circumstances.
• Check the exclusions.
• Confirm the applicable deductible.
• Review the coverage limits.
• Understand how to submit a claim.
• Check the insurance or visa requirements for your destination, if applicable.

The most important thing is to choose a policy that suits the nature of your trip and provides the coverage you need.
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How to Get Travel Insurance from tree

With tree, you can get travel insurance online in a few simple steps.

Enter your trip details, choose the plan that suits you, and obtain your policy through the Tree website.

tree's travel insurance plans offer various benefits, including emergency medical coverage, personal accident coverage, trip cancellation or curtailment, baggage coverage, and missed departure coverage, depending on the selected plan and the policy's terms and limits.

Remember that travel insurance must be purchased before your trip begins, as coverage cannot be purchased after the journey has already started.

You can explore Tree Travel Insurance to learn more about the available options and get a quote for your trip.
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💚 If you need any help or have questions, the tree team is ready to assist you.
📞 8001240505
📧 wecare@tree.com.sa

How to Submit a Travel Insurance Claim with tree

If a covered event occurs, tree allows you to submit your travel insurance claim online.

The process starts by logging into your account and accessing your digital travel insurance policy. You can then complete the claim form and upload the required documents.

Depending on the type of claim, the required documents may include invoices, reports, certificates, or other supporting documents. Once submitted, the tree team will follow up on your claim.

Frequently Asked Questions About Travel Insurance Prices

How much does travel insurance cost in Saudi Arabia?

There is no fixed price for all travelers. Travel insurance prices vary depending on factors such as trip duration, destination, traveler's age, type of coverage, and coverage limits.

How are travel insurance prices calculated?

Prices are determined based on factors that may vary between insurance providers, including trip duration, age, destination, number of travelers, and the required level of coverage.

Is travel insurance mandatory?

It depends on your destination and its entry or visa requirements. Always check the official requirements of the country you are traveling to before your trip.
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How much does travel insurance for Schengen countries cost?

There is no fixed price for Schengen travel insurance. The cost varies depending on the insurance provider, traveler's age, trip duration, and other policy details.
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Does travel insurance cover trip cancellation?

Some policies may provide trip cancellation coverage when the cancellation occurs for a reason covered under the policy. Always review the covered reasons and exclusions before purchasing.
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Does travel insurance cover lost or delayed baggage?

Yes, travel insurance policies may include coverage for lost or delayed baggage. However, compensation limits and conditions vary between policies.
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Does travel insurance cover medical emergencies?

Many travel insurance plans cover emergency medical expenses incurred during the trip according to the policy limits. Emergency medical coverage is also available under tree's travel insurance plans.
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Can I buy family travel insurance?

Yes. Family travel insurance plans are available. tree currently offers a family plan that covers children under 15 for free when traveling with one of their parents, subject to the product's terms and conditions.
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Can I buy travel insurance online?

Yes. Digital travel insurance options are available in Saudi Arabia, including the travel insurance service offered by tree.

Choose the Right Travel Insurance for Your Trip

Travel insurance prices and coverage vary from one policy to another. Therefore, it is best to identify your travel needs first and then compare the price, coverage limits, and exclusions before making your decision.

With tree, you can explore available travel insurance options and choose a plan that suits your trip and budget.

💚 If you need any help or have questions, the tree team is ready to assist you.
📞 8001240505
📧 wecare@tree.com.sa

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