SME Health Insurance

What is SME Health Insurance?

What is SME Health Insurance?

It is an insurance product designed to provide health coverage for employees of small and medium-sized enterprises, in accordance with the requirements of the Council of Health Insurance, offering flexible benefits and cost-effective options suitable for the size of the establishment.

Coverage & Costs

Who is eligible to apply?

Any business registered in Saudi Arabia and classified as a small or medium-sized enterprise (SME) based on the definition set by Monshaat.

Are employees' family members covered?

Yes, dependents including the spouse and children can be included in the coverage, depending on the selected plan and the company's policy.

Is the insurance compliant with the Council of Health Insurance (CHI)?

Yes, all available plans comply with the minimum benefit requirements mandated by CHI.

How is pricing determined?

Pricing is determined based on several factors, including:
1. Age demographics of the insured employees
2. Their medical history or condition
3. The type and level of coverage

How can I apply or request a quote?

You can apply through Our website and issue the policy.

What hospitals are covered by tree's network?

Our coverage includes access to over 1,200 hospitals and clinics. You can view the full network during the application process by visiting the "Network Comparison" section on our website.

Policy Details

How can I view my policy document?

An email and SMS will be sent to you once your policy is issued. You can also view your policy schedule and benefits by logging into your account on the Tawuniya website or mobile app and navigating to the "Your Policies" section.